body {
	background: #eeeadc;
	margin:0px;
	padding:0px;
	font-family: Calibri, "Segoe UI", "Myriad Pro", Tahoma, Arial, Helvetica, sans-serif;
}
h1 
{
    font-size: 21px;
	margin: 0px;
	padding: 0px;
}
h2 
{
    font-size: 18px;
	margin: 0px;
	padding: 0px;
}
h3 {
	font-size: 15px;
	margin: 0px;
	padding: 0px;
}
p {
	font-size: 12px;
	line-height: 16px;
	padding:0px;
	margin: 15px 0px 0px 0px;
}
li { font-size: 12px;}
.frame {background:#ffffff;}
.menu {
	float:right;
	width:auto;
	padding-bottom: 11px;
}
.menu a, .menu a:visited {
	display: block;
	float:left;
	text-transform:uppercase;
	text-decoration: none;
	font-family: Tahoma, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #022e88;
	padding: 0px 0px 4px 0px;
	margin: 0px 16px 8px 0px;
}
.menu a.selected, .menu a:visited.selected, .menu a:hover,.menu a:hover.selected {
	border-bottom: solid 3px #022e88;
}
.startcolumn1, .startcolumn2 {
	background: #032783;
	color: #ffffff;
	padding: 12px;
}
.startcolumn1 h1, .startcolumn2 h1 {
	font-size: 14px;
	margin: 0px 0px 0px 0px;
}
.startcolumn1 a, .startcolumn2 a {
	color: #ffffff;
}
.startcolumn2 {
	background: #031952;
}
.column {
	background: url(../images/bgDivider.gif) repeat-y left top;
}
.bottom {
	font-size: 11px;
	color: #9c9372;
	background: #e4ddc3;
	padding: 6px 10px 6px 10px;
}